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In short, CountryWide was trying to collect on a debt that didn’t exist, supposedly owed by a person who they had wrongly identified, by seizing property owned by other people. And yet the Sheriff’s Department acted on their claim, and refused to give us, the party affected by that series of errors, so much as a return phone call. The only conclusion I can reach from this is that there are no safeguards at all built into the system. None. After all, it would have taken only a trivial amount of due diligence by any of the parties (CountryWide, their outside attorneys, or the Sheriff’s office) to derail this crazy train before it started. However, I assume CountryWide would be against such checks, as they cost money. But guess what? This whole process has cost my wife and me money, time, frustration and emotional distress. It would make more sense to hit up CountryWide for an extra few bucks every time they ask the Sheriff to auction off a house than it does to force the victims of CountryWide’s errors to pay for the company’s mistakes. Fortunately, we could afford an attorney, and despite the whole pinning-a-note-to-a-straggly-tree-in-the-pouring-rain thing, we also had the time to mount a defense.
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